💰 Porter Capital
Porter Capital gives your business access to fast, fixed-fee loans that are automatically repaid through your daily sales.
It’s built right into your Porter dashboard — no paperwork, no waiting on approvals.
How Porter Capital works
Porter automatically reviews your account’s processing history and generates loan offers based on your business activity.
These offers appear directly in your dashboard — if you’re eligible, you’ll see the amount available and the total payback.
Each loan includes:
A fixed fee (no compounding interest or hidden costs)
Automatic daily repayments from a small percentage of your sales
No minimum term — the faster you sell, the faster you pay it off
Example
Let’s say your business gets a $5,000 loan offer.
You might see a $500 fixed fee, bringing your total payback to $5,500.
Each day, 20% of your daily sales automatically go toward repayment.
If you have a slower week, you pay less that week. If you’re busier, it’s paid off sooner.
How to view and accept offers
Go to app.getporter.io.
Click your name in the top right corner and then navigate to Porter Capital.
Review any loan offers available to your business.
If you want to move forward, follow the on-screen steps to accept the offer.
Funds are deposited into your connected account after approval — usually within 1–2 business days.
Repayment details
Repayments happen automatically through your Porter sales volume.
You can track your remaining balance and repayment progress right from the Porter Capital page.
There are no early payment penalties — if your sales are strong, you just finish sooner.
Eligibility
Loan offers are based on your account’s historical payment volume and consistency.
If you don’t see an offer yet, keep processing through Porter — new offers are generated automatically over time.
Where to view your loan activity
All of your loan details — including active balance, repayment percentage, and payment history — are viewable on the Porter Capital dashboard.